off-plan properties in ghana

Navigating Off-Plan Properties in Ghana: A Lucrative Venture for Savvy Investors

In recent years, the Ghanaian real estate market has witnessed a surge in off-plan properties, captivating the attention of both seasoned investors and first-time homebuyers. This article delves into the intricacies of off-plan properties in Ghana, exploring the trends and shedding light on how these investments prove to be advantageous for discerning investors. If you are a property investor and would like to invest in the Ghanaian real estate market then an off-plan property would be a great option.

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The Off-Plan Phenomenon:

Off-plan properties refer to developments that are sold before construction is completed, often at a lower price compared to the finished product. This model has gained traction globally, and Ghana is no exception. Since 2020, there has been a noticeable uptick in the number of off-plan properties being advertised across the country, showcasing a paradigm shift in the real estate landscape.

As an investor, it makes perfect sense to acquire property via this method as you will read in the advantages below. There are cases of investors that acquired property for half the completed asking price and made over 30% return on their investment within just 2 years.

It all boils down to selecting the right property, developer and location to invest in. With our custom property evaluation and free real estate consultancy service, we help you make the right decision when it comes to investing in Ghana’s real estate sector.

Data Insights:

To understand the magnitude of this trend, let’s take a look at the data. From 2020 to the present, the real estate sector in Ghana has experienced a 20% year-on-year increase in the promotion of off-plan properties. This surge can be attributed to various factors, including growing urbanization, increased demand for housing, and the allure of potential returns on investment.

Benefits for Investors:

1. Cost Advantage:

Off-plan properties are often offered at a discounted rate compared to the market value of completed properties. This initial cost advantage serves as a compelling factor for investors looking to maximize their returns.

2. Capital Appreciation:

As the property undergoes construction, its market value typically appreciates. Investors who secure off-plan properties at the early stages stand to benefit from this capital appreciation, potentially yielding substantial returns upon completion.

3. Flexibility in Payment:

Many developers offer flexible payment plans for off-plan properties, making it easier for investors to manage their finances. This flexibility allows for staged payments, easing the financial burden associated with real estate investments.

4. Customization Opportunities:

Investors purchasing off-plan properties often have the opportunity to customize certain aspects of their future homes. This personal touch not only enhances the living experience but can also increase the property’s resale value.

Challenges and Considerations:

While the benefits of off-plan properties in Ghana are evident, it is crucial for investors to approach this avenue with caution. Delays in construction, changes in market conditions, and potential unforeseen challenges can impact the expected returns. Conducting thorough due diligence, choosing reputable real estate agents, and understanding the terms and conditions are essential steps in mitigating these risks.


Off-plan properties in Ghana present a promising avenue for investors seeking to capitalize on the burgeoning real estate market. With a careful and informed approach, these investments can offer not only financial rewards but also the satisfaction of contributing to the growth and development of the nation’s housing sector. As the trend continues to rise, staying well-informed and partnering with reliable real estate agents will be key to unlocking the full potential of off-plan property investments in Ghana.

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